- Do not change jobs, become self employed, or quit your job on or before closing day.
- Do not buy a new car, truck or van (or you may be living in it).
- Do not use credit cards excessively or let current accounts fall behind.
- Do not spend the money you have set aside for closing.
- Do not omit debts or liabilities from your loan application. They will show up on your credit report.
- Do not buy furniture or home accessories before closing.
- Do not originate any inquiries on your credit, open zero percent financing cards, etc.
- Do not make large deposits in your bank account without first checking with your loan officer.
- Do not change bank accounts.
- Do not co-sign on a loan or credit card for anyone before closing.