When two or more buyers are purchasing a home, one of the most important decisions they will make is how they will be vested with the property. Read on for common ways to take title in California.

Title insurance, through a company like First Integrity Title, is a simple step buyers and sellers can take to protect themselves against loss or damage due to potential problems with the title to their property.
 

Title policy coverage protection and California.

The life of a title search in California.

Understand the requirements for insuring a transaction involving a living trust in California.

In purchasing your new home, your future monthly payments will be made up of principal, interest, real property taxes and insurance, but what is the tax for the Community Facilities District, otherwise known as a Mello-Roos District?

A power of attorney (POA) is a document that allows you to appoint a person or organization to manage your affairs if you become unable to do so. However, all POA’s are not created equal. Each type gives your attorney-in-fact (the person who will be making decisions on your behalf) a different level of control.

Everyone has a will or plan, whether created or by default. Even if you have not made out a will or a trust, you still have a plan, a plan dictated by the laws of the state where you reside upon your death. Making a will is not a way to avoid “probate”. It’s the court procedure that changes the legal ownership of your property after your death. Probate makes sure it is your last valid will; it appoints the executor named in your will and supervises the executor’s work.

Statements of Information provide title companies with the information they need to distinguish the buyers and sellers of real property from others with similar names. Read on for FAQs the California Land Title Association has answered!

The purchase of a home is one of the largest investments you will ever make. You and your mortgage lender will want to
make sure the property is indeed yours and that no one else has any lien, claim or encumbrance on your property.